Legal

Terms of Use

Last updated: July 9, 2026

1. Acceptance of Terms

By accessing or using UNMYUNG ("the Service"), you agree to be bound by these Terms of Use and our Privacy Policy. If you do not agree, please do not use our services. You must be at least 13 years of age to use this Service. By using UNMYUNG, you represent that you meet this age requirement.

2. Nature of Service

UNMYUNG provides Four Pillars of Destiny (Saju/Bazi) analysis for entertainment and personal reflection purposes only. Our readings are based on traditional East Asian cosmological frameworks and do not constitute professional advice in legal, financial, medical, psychological, or any other regulated field. You agree to use readings at your own discretion and risk.

3. Free and Paid Services

Core readings are available free of charge. The monthly Cookie Membership is a recurring subscription that grants 35 Cookies after each successful payment. One-time Cookie Packs add the displayed number of Cookies without starting a subscription. Paid readings display their Cookie price before confirmation and are unlocked only when the account holder chooses to spend Cookies.

4. Cookies

Cookies are virtual tokens used only within UNMYUNG.

  • Unused Cookies remain in your account unless a refund, chargeback, fraud correction, or legally required adjustment applies.
  • Cookies have no cash value and cannot be transferred between accounts.
  • Reopening the same previously unlocked reading does not require another Cookie charge.
  • Refund eligibility is governed by our Refund Policy and applicable consumer law.

5. Payments & Billing

Payments are processed by Creem, our Merchant of Record. Creem handles payment details, applicable taxes, receipts, and payment disputes. By starting a recurring plan, you authorize monthly charges until cancellation.

6. Refunds & Cancellations

Refunds and cancellation terms are set out in our Refund Policy. The monthly membership may be cancelled at any time, with cancellation taking effect according to the billing terms shown by Creem.

7. Data Retention & Account Deletion

User data is retained for a maximum of 90 days from the date of last account activity or cancellation. After this period, all personal data is permanently deleted. Accounts inactive for 90 days will be automatically closed and deleted. In the event of service discontinuation, all user data will be deleted within 90 days of the closure date, with at least 30 days advance notice to registered users. Financial transaction records may be retained for up to 5 years as required by applicable tax and accounting law, but will be anonymized after the 90-day period.

8. Account Responsibility

You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. Notify us immediately at jgim76298@gmail.com if you suspect unauthorized access.

9. Intellectual Property

All content on UNMYUNG — including analysis text, reports, design elements, and software — is the intellectual property of UNMYUNG and protected by applicable copyright laws. You may not reproduce, distribute, or create derivative works without our express written permission.

10. Limitation of Liability

UNMYUNG is not liable for any decisions made based on our readings. The Service is provided "as is" without warranty of any kind. To the maximum extent permitted by applicable law, UNMYUNG's total liability to any user shall not exceed the total amount paid by that user in the 3 months preceding the claim. Nothing in these Terms limits liability for death, personal injury caused by negligence, fraud, or any other liability that cannot be excluded by law.

11. Prohibited Use

You agree not to: (a) use the Service for any unlawful purpose; (b) attempt to reverse-engineer, scrape, or copy our proprietary analysis systems; (c) resell or commercially exploit readings without written permission; (d) impersonate another person or entity.

12. Dispute Resolution

We encourage you to contact us first at jgim76298@gmail.com to resolve any dispute. If we cannot resolve a dispute informally, it shall be submitted to binding arbitration under the rules of a mutually agreed arbitration body, except where prohibited by local law. EU and UK consumers retain the right to bring claims before their national courts and may use the EU Online Dispute Resolution platform at ec.europa.eu/consumers/odr.

13. Governing Law

These Terms are governed by and construed in accordance with applicable law. For EU residents, mandatory consumer protection provisions of your country of residence apply regardless of any governing law clause. For UK residents, English law applies where not superseded by mandatory UK consumer law.

14. Changes to Terms

We may update these Terms from time to time. For material changes, registered users will be notified by email at least 14 days before the changes take effect. Continued use of the Service after the effective date constitutes acceptance. If you do not agree to the updated Terms, you must discontinue use of the Service.

15. Contact

For questions about these Terms, contact us at jgim76298@gmail.com or visit our Support page.